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Frequently Asked Questions

Below are answered some of the most frequent questions we were asked.

Latest From Our Blog

Payclipper Loan Program Update

Just over a month ago, Energy Credit Union proudly launched the Payclipper Home Upgrade Loan Program, and in that short time, we’ve already seen remarkable engagement from our members.

Home Improvements on the Rise - and So Are Costs

If you're planning a home improvement project this year—whether it's upgrading your heating and cooling system, remodeling your kitchen or bath, or even just tackling long-overdue repairs—you may want to act sooner rather than later.

Savings Tips for College Students

College students need all the help they need when it comes to saving money. Who better to advise them than the pros at online tax preparation software company TaxSlayer.com?

Is it Possible to Buy a House with Bad Credit?

Lenders want to know that you can pay the monthly payments, plus interest and insurance. If you can show proof of debt management and affordability, you’ll have a far better chance of getting authorized, even if you have a bad credit score.