Membership Eligibility
Every Member Counts. Every Member Gains.
No matter your story or your money savvy, we’re dedicated to providing the services, technology, and guidance you need to feel confident in your decisions, and in the people helping you make them.
Become a Member
When you join Energy Credit Union, you open a world of benefits available almost nowhere else: low cost checking, free Internet banking and bill paying, great rates on mortgages, personal loans and savings products, personal service, and so much more.
As a credit union, we’re a not-for-profit institution where a member receives better rates, generous rewards programs, and convenient technology to deliver the confidence and tools to get you ahead.
Our members can feel secure, knowing that the National Credit Union Share Insurance Fund and the Massachusetts Share Insurance Corporation fully insure their deposits.
How To Join?
Membership in Energy Credit Union is open to those who live or work in certain communities and to employees and retirees of National Grid New England. Family members of eligible individuals are welcome.
To join, just open a share savings account with a deposit of $10 or more. Request an application, visit us, or call Member Services at (617) 325-1999.
Eligible Communities
- Norfolk County Communities
- Suffolk County Communities
- Middlesex County Communities
- Essex County Communities
Latest From Our Blog
Payclipper Loan Program Update
Just over a month ago, Energy Credit Union proudly launched the Payclipper Home Upgrade Loan Program, and in that short time, we’ve already seen remarkable engagement from our members.
Home Improvements on the Rise - and So Are Costs
If you're planning a home improvement project this year—whether it's upgrading your heating and cooling system, remodeling your kitchen or bath, or even just tackling long-overdue repairs—you may want to act sooner rather than later.
Savings Tips for College Students
College students need all the help they need when it comes to saving money. Who better to advise them than the pros at online tax preparation software company TaxSlayer.com?
Is it Possible to Buy a House with Bad Credit?
Lenders want to know that you can pay the monthly payments, plus interest and insurance. If you can show proof of debt management and affordability, you’ll have a far better chance of getting authorized, even if you have a bad credit score.